Evergreen Home Loans Reviews

Evergreen Home Loans is a mortgage lender that offers a variety of loan products, including conventional loans, FHA loans, VA loans, and USDA loans. The company has been in business for over 30 years and has a network of over 200 branches across the United States. Evergreen Home Loans Reviews on this site globesthing.com

Evergreen Home Loans has a mixed reputation among customers. Some customers have praised the company for its competitive rates, knowledgeable staff, and efficient service. Others have complained about poor communication, delays in processing loans, and difficulty getting in touch with customer service.

Evergreen Home Loans Reviews

Here is a summary of some of the recent reviews of Evergreen Home Loans from customers on Google, Yelp, and Better Business Bureau:

Positive reviews:

  • “Evergreen Home Loans was great to work with. They had the best rates and were very responsive to all of my questions.”
  • “I highly recommend Evergreen Home Loans. The staff was very knowledgeable and helpful, and they made the process of buying a home very easy.”
  • “I was very impressed with Evergreen Home Loans. They were able to close on my loan quickly and efficiently, and the staff was very friendly and helpful.”

Negative reviews:

  • “Evergreen Home Loans was a nightmare to work with. They were constantly delaying the process and were very difficult to get in touch with.”
  • “I had a terrible experience with Evergreen Home Loans. They were very unprofessional and did not communicate well. I would not recommend them to anyone.”
  • “I was very disappointed with Evergreen Home Loans. They promised me a certain interest rate, but then they raised it at the last minute. I would not recommend them to anyone.”

Overall, Evergreen Home Loans has a mixed reputation among customers. Some customers have had positive experiences, while others have had negative experiences. It is important to read reviews carefully and compare Evergreen Home Loans to other lenders before choosing a mortgage lender.

Here is some additional information about Evergreen Home Loans reviews:

  • Google reviews: Evergreen Home Loans has an average rating of 3.9 out of 5 stars on Google, based on over 1,000 reviews.
  • Yelp reviews: Evergreen Home Loans has an average rating of 3.5 out of 5 stars on Yelp, based on over 500 reviews.
  • Better Business Bureau reviews: Evergreen Home Loans has an A+ rating from the Better Business Bureau, based on over 100 reviews.

Some of the common complaints from customers in reviews include:

  • Poor communication: Customers have complained that Evergreen Home Loans is not responsive to emails and phone calls.
  • Delays in processing loans: Customers have complained that it takes Evergreen Home Loans longer than other lenders to process loans.
  • Difficulty getting in touch with customer service: Customers have complained that it is difficult to get in touch with Evergreen Home Loans customer service.

Some of the common compliments from customers in reviews include:

  • Competitive rates: Customers have praised Evergreen Home Loans for its competitive rates.
  • Knowledgeable staff: Customers have praised Evergreen Home Loans for its knowledgeable staff.
  • Efficient service: Customers have praised Evergreen Home Loans for its efficient service.

Here are some tips for choosing a mortgage lender:

  • Get quotes from multiple lenders to compare rates and terms.
  • Read reviews from other customers to see what their experiences have been like.
  • Make sure the lender is licensed and insured.
  • Ask about the lender’s experience and track record.
  • Be sure to understand the terms and conditions of your loan before you sign anything.

Here are some of the benefits of using Evergreen Home Loans:

  • Competitive rates: Evergreen Home Loans offers competitive rates on a variety of loan products.
  • Knowledgeable staff: Evergreen Home Loans has a team of knowledgeable and experienced loan officers who can help you choose the right loan for your needs and budget.
  • Streamlined loan process: Evergreen Home Loans uses a streamlined loan process to help you get your loan closed quickly and efficiently.
  • Variety of loan products: Evergreen Home Loans offers a variety of loan products to meet the needs of different borrowers.
  • Online loan application: Evergreen Home Loans offers an online loan application process, making it easy to get started on your loan.

To apply for a loan from Evergreen Home Loans, you can follow these steps:

  • Go to the Evergreen Home Loans website.
  • Click on the “Apply Now” button.
  • Fill out the online loan application.
  • Provide the required documentation, such as tax returns, bank statements, and proof of income.
  • Submit your application.

Once you have submitted your application, a loan officer from Evergreen Home Loans will contact you to review your application and answer any questions you may have.

Here are some tips for applying for a loan from Evergreen Home Loans:

  • Be prepared to provide the required documentation. This will help to expedite the loan process.
  • Be honest and accurate in your application. Any false or misleading information could delay or even disqualify your application.
  • Ask questions if you have any doubts. The loan officer will be able to answer any questions you have about the loan process or the terms of your loan.

Once your loan application has be approve, you will need to close on the loan. This is the process of signing the final paperwork and receiving your loan proceeds.

Here are some tips for closing on a loan from Evergreen Home Loans:

  • Review all of the paperwork carefully before you sign anything. Make sure that you understand all of the terms and conditions of your loan.
  • Ask questions if you have any doubts. The loan officer or closing agent will be able to answer any questions you have about the loan closing process or the paperwork you need to sign.
  • Be prepared to bring any required funds to the closing. This may include a down payment, closing costs, and other fees.

Once you have closed on your loan, you will be able to receive your loan proceeds and start using the money to purchase your home or refinance your existing mortgage.

FAQ’s:

Q: What types of loans do Evergreen Home Loans offer?

Evergreen Home Loans offers a variety of loan products, including conventional loans, FHA loans, VA loans, and USDA loans.

Q: What are the qualifications for getting a loan from Evergreen Home Loans?

The qualifications for getting a loan from Evergreen Home Loans vary depending on the type of loan you are applying for. However, general qualifications include having a good credit score, a steady income, and a down payment.

Q: How long does it take to get approved for a loan from Evergreen Home Loans?

The amount of time it takes to get approved for a loan from Evergreen Home Loan varie depend on the complexity of your application. However, most application are process within 2-3 weeks.

Q: What are the closing costs for a loan from Evergreen Home Loans?

The closing costs for a loan from Evergreen Home Loans vary depending on the type of loan you are getting and the location of the property. However, typical closing costs include appraisal fees, title insurance fees, and recording fees.